<style>
  .page-disclaimer {
    --dkm-gold: #E8B96A;
    --dkm-purple: #7C5CBF;
    --dkm-cyan: #22D3EE;
    --dkm-line: #2D3A5F;
    --dkm-body: #C6D1EA;
    --dkm-dim: #94A3B8;
    --dkm-card-bg: rgba(22, 32, 58, 0.82);
    --dkm-card-bg-soft: rgba(16, 26, 51, 0.62);
    background-color: var(--space-deep);
    color: var(--text-bright);
    overflow-x: clip;
  }

  /* ============ HERO ============ */
  .page-disclaimer .dkm-hero {
    position: relative;
    padding: 128px 0 60px;
    overflow: hidden;
    border-bottom: 1px solid var(--dkm-line);
  }

  .page-disclaimer .dkm-hero__visual {
    position: absolute;
    inset: 0;
    z-index: 0;
    background-color: var(--space-navy);
  }

  .page-disclaimer .dkm-hero__img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    opacity: 0.34;
  }

  .page-disclaimer .dkm-hero__visual::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(
      to bottom,
      rgba(10, 14, 26, 0.9) 0%,
      rgba(10, 14, 26, 0.58) 42%,
      rgba(10, 14, 26, 0.96) 100%
    );
  }

  .page-disclaimer .dkm-hero__inner {
    position: relative;
    z-index: 1;
  }

  .page-disclaimer .xk-breadcrumb {
    margin-bottom: 32px;
  }

  .page-disclaimer .xk-breadcrumb__link {
    color: var(--dkm-dim);
  }

  .page-disclaimer .xk-breadcrumb__current {
    color: var(--dkm-body);
  }

  .page-disclaimer .dkm-hero__kicker {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    margin: 0 0 16px;
    font-family: var(--font-display);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.24em;
    text-transform: uppercase;
    color: var(--dkm-cyan);
  }

  .page-disclaimer .dkm-hero__kicker::before {
    content: '';
    width: 38px;
    height: 1px;
    background: var(--dkm-cyan);
    opacity: 0.7;
  }

  .page-disclaimer .dkm-hero__title {
    margin: 0 0 20px;
    font-family: var(--font-display);
    font-size: clamp(38px, 9vw, 68px);
    font-weight: 700;
    line-height: 1.04;
    letter-spacing: 0.01em;
    color: var(--text-bright);
    max-width: 780px;
  }

  .page-disclaimer .dkm-hero__accent {
    font-style: normal;
    color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-hero__lead {
    margin: 0 0 32px;
    max-width: 700px;
    font-size: 15px;
    line-height: 1.85;
    color: var(--dkm-body);
  }

  .page-disclaimer .dkm-hero__meta {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin: 0;
  }

  .page-disclaimer .dkm-hero__meta-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
    padding: 12px 16px;
    border: 1px solid var(--dkm-line);
    border-radius: var(--radius-sm);
    background: var(--dkm-card-bg-soft);
  }

  .page-disclaimer .dkm-hero__meta-item dt {
    margin: 0;
    font-size: 11px;
    letter-spacing: 0.14em;
    color: var(--dkm-dim);
  }

  .page-disclaimer .dkm-hero__meta-item dd {
    margin: 0;
    font-size: 13px;
    font-weight: 600;
    color: var(--text-bright);
  }

  /* ============ TERMS ============ */
  .page-disclaimer .dkm-terms {
    position: relative;
    padding: 72px 0 40px;
    background-image:
      radial-gradient(ellipse at 88% 0%, rgba(124, 92, 191, 0.1), transparent 46%),
      linear-gradient(to right, rgba(45, 58, 95, 0.07) 1px, transparent 1px),
      linear-gradient(to bottom, rgba(45, 58, 95, 0.07) 1px, transparent 1px);
    background-size: auto, 56px 56px, 56px 56px;
  }

  .page-disclaimer .dkm-terms__layout {
    display: grid;
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .page-disclaimer .dkm-terms__side {
    display: flex;
    flex-direction: column;
    gap: 28px;
  }

  .page-disclaimer .dkm-terms__head {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
  }

  .page-disclaimer .dkm-terms__index {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin: 0 0 12px;
    font-family: var(--font-display);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-terms__index::before {
    content: '';
    width: 26px;
    height: 2px;
    background: var(--dkm-gold);
  }

  .page-disclaimer .dkm-terms__title {
    margin: 0 0 14px;
    font-family: var(--font-display);
    font-size: clamp(26px, 5vw, 34px);
    line-height: 1.15;
    color: var(--text-bright);
  }

  .page-disclaimer .dkm-terms__desc {
    margin: 0;
    max-width: 520px;
    font-size: 14px;
    line-height: 1.75;
    color: var(--dkm-dim);
  }

  .page-disclaimer .dkm-terms__nav {
    border-top: 1px solid var(--dkm-line);
    padding-top: 20px;
  }

  .page-disclaimer .dkm-terms__nav-label {
    margin: 0 0 14px;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--dkm-dim);
  }

  .page-disclaimer .dkm-terms__nav-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    gap: 10px;
    flex-wrap: nowrap;
    overflow-x: auto;
    scrollbar-width: thin;
    scrollbar-color: var(--dkm-line) transparent;
  }

  .page-disclaimer .dkm-terms__nav-list li {
    flex: 0 0 auto;
  }

  .page-disclaimer .dkm-terms__nav-list a {
    display: inline-flex;
    align-items: baseline;
    gap: 8px;
    padding: 9px 14px;
    border: 1px solid var(--dkm-line);
    border-radius: 999px;
    font-size: 13px;
    font-weight: 600;
    color: var(--dkm-body);
    background: rgba(16, 26, 51, 0.5);
    text-decoration: none;
    white-space: nowrap;
    transition: border-color 0.2s ease, color 0.2s ease;
  }

  .page-disclaimer .dkm-terms__nav-list a span {
    font-family: var(--font-display);
    font-size: 12px;
    color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-terms__nav-list a:hover,
  .page-disclaimer .dkm-terms__nav-list a:focus-visible {
    border-color: var(--dkm-purple);
    color: var(--text-bright);
  }

  .page-disclaimer .dkm-terms__side-note {
    display: none;
  }

  .page-disclaimer .dkm-terms__list {
    display: grid;
    gap: 20px;
  }

  /* ============ TERM CARD ============ */
  .page-disclaimer .dkm-term {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 28px 22px;
    border: 1px solid var(--dkm-line);
    border-radius: var(--radius);
    background: linear-gradient(145deg, var(--dkm-card-bg), var(--dkm-card-bg-soft));
    box-shadow: 0 12px 32px rgba(2, 6, 18, 0.28);
    scroll-margin-top: calc(var(--header-h) + 20px);
    transition: border-color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
  }

  .page-disclaimer .dkm-term:hover,
  .page-disclaimer .dkm-term:focus-within {
    border-color: var(--dkm-purple);
    box-shadow: 0 16px 40px rgba(2, 6, 18, 0.36);
  }

  .page-disclaimer .dkm-term__num {
    display: flex;
    flex-direction: row;
    align-items: baseline;
    gap: 10px;
    font-family: var(--font-display);
    font-size: 40px;
    font-weight: 700;
    line-height: 1;
    color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-term__num::after {
    content: '';
    flex: 0 0 34px;
    height: 2px;
    background: currentColor;
    opacity: 0.45;
  }

  .page-disclaimer .dkm-term__num-label {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.26em;
    text-transform: uppercase;
    color: var(--dkm-dim);
  }

  .page-disclaimer .dkm-term__content {
    min-width: 0;
  }

  .page-disclaimer .dkm-term__title {
    margin: 0 0 10px;
    font-family: var(--font-display);
    font-size: 24px;
    font-weight: 700;
    line-height: 1.2;
    color: var(--text-bright);
  }

  .page-disclaimer .dkm-term__lead {
    margin: 0 0 18px;
    font-size: 14.5px;
    line-height: 1.8;
    color: var(--dkm-dim);
  }

  .page-disclaimer .dkm-term__points {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    gap: 12px;
  }

  .page-disclaimer .dkm-term__points li {
    position: relative;
    padding-left: 22px;
    font-size: 14px;
    line-height: 1.75;
    color: var(--dkm-body);
  }

  .page-disclaimer .dkm-term__points li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.78em;
    width: 12px;
    height: 2px;
    background: var(--dkm-cyan);
    opacity: 0.75;
  }

  /* details */
  .page-disclaimer .dkm-term__detail {
    margin-top: 20px;
    border: 1px dashed var(--dkm-line);
    border-radius: 10px;
    background: rgba(10, 14, 26, 0.35);
    overflow: hidden;
  }

  .page-disclaimer .dkm-term__detail summary {
    list-style: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    padding: 13px 16px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.04em;
    color: var(--dkm-cyan);
    user-select: none;
  }

  .page-disclaimer .dkm-term__detail summary::-webkit-details-marker {
    display: none;
  }

  .page-disclaimer .dkm-term__detail summary::after {
    content: '+';
    flex: 0 0 auto;
    font-size: 20px;
    font-weight: 400;
    line-height: 1;
    color: var(--dkm-gold);
    transition: transform 0.25s ease;
  }

  .page-disclaimer .dkm-term__detail[open] summary::after {
    transform: rotate(45deg);
  }

  .page-disclaimer .dkm-term__detail p {
    margin: 0;
    padding: 0 16px 16px;
    font-size: 13.5px;
    line-height: 1.8;
    color: var(--dkm-dim);
  }

  .page-disclaimer .dkm-term--notice {
    border-color: rgba(232, 185, 106, 0.5);
    background: linear-gradient(145deg, rgba(232, 185, 106, 0.1), var(--dkm-card-bg) 55%, var(--dkm-card-bg-soft));
  }

  .page-disclaimer .dkm-term--notice:hover,
  .page-disclaimer .dkm-term--notice:focus-within {
    border-color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-term--notice .dkm-term__num {
    color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-term--notice .dkm-term__points li::before {
    background: var(--dkm-gold);
  }

  .page-disclaimer .dkm-term--notice .dkm-term__detail {
    border-color: rgba(232, 185, 106, 0.4);
    background: rgba(232, 185, 106, 0.06);
  }

  .page-disclaimer .dkm-term--notice .dkm-term__detail summary {
    color: var(--dkm-gold);
  }

  .page-disclaimer .dkm-term--notice .dkm-term__detail p {
    color: var(--dkm-body);
  }

  /* ============ STRIP ============ */
  .page-disclaimer .dkm-strip {
    border-top: 1px solid var(--dkm-line);
    border-bottom: 1px solid var(--dkm-line);
    background: linear-gradient(
      100deg,
      rgba(124, 92, 191, 0.14) 0%,
      rgba(16, 26, 51, 0.35) 38%,
      rgba(34, 211, 238, 0.08) 100%
    );
    padding: 34px 0;
  }

  .page-disclaimer .dkm-strip__inner {
    display: grid;
    grid-template-columns: 44px 1fr;
    gap: 18px;
    align-items: center;
  }

  .page-disclaimer .dkm-strip__mark {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border: 2px solid var(--dkm-gold);
    border-radius: 50%;
    font-family: var(--font-display);
    font-size: 22px;
    font-weight: 700;
    line-height: 1;
    color: var(--dkm-gold);
    box-shadow: 0 0 0 4px rgba(232, 185, 106, 0.12);
  }

  .page-disclaimer .dkm-strip__title {
    margin: 0 0 6px;
    font-family: var(--font-display);
    font-size: 18px;
    font-weight: 700;
    letter-spacing: 0.02em;
    color: var(--text-bright);
  }

  .page-disclaimer .dkm-strip__text {
    margin: 0;
    max-width: 820px;
    font-size: 13.5px;
    line-height: 1.8;
    color: var(--dkm-body);
  }

  .page-disclaimer .dkm-strip__text a {
    color: var(--dkm-cyan);
    text-decoration: underline;
    text-underline-offset: 3px;
  }

  /* ============ LINKS ============ */
  .page-disclaimer .dkm-links {
    padding: 76px 0 90px;
  }

  .page-disclaimer .dkm-links__head {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    margin-bottom: 28px;
  }

  .page-disclaimer .dkm-links__index {
    margin: 0 0 8px;
    font-family: var(--font-display);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--dkm-purple);
  }

  .page-disclaimer .dkm-links__title {
    margin: 0;
    font-family: var(--font-display);
    font-size: 26px;
    line-height: 1.2;
    color: var(--text-bright);
  }

  .page-disclaimer .dkm-links__card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    text-decoration: none;
    padding: 24px;
    transition: transform 0.25s ease, border-color 0.25s ease;
  }

  .page-disclaimer .dkm-links__card:hover {
    transform: translateY(-4px);
  }

  .page-disclaimer .dkm-links__card h3 {
    margin: 14px 0 8px;
    font-family: var(--font-display);
    font-size: 19px;
    line-height: 1.3;
    color: var(--text-bright);
  }

  .page-disclaimer .dkm-links__card p {
    margin: 0;
    font-size: 13.5px;
    line-height: 1.7;
    color: var(--dkm-dim);
  }

  /* ============ DESKTOP ============ */
  @media (min-width: 900px) {
    .page-disclaimer .dkm-hero {
      padding: 176px 0 92px;
    }

    .page-disclaimer .dkm-hero__lead {
      font-size: 17px;
    }

    .page-disclaimer .dkm-terms {
      padding: 96px 0 64px;
    }

    .page-disclaimer .dkm-terms__layout {
      grid-template-columns: 280px 1fr;
      gap: 56px;
      align-items: start;
    }

    .page-disclaimer .dkm-terms__side {
      position: sticky;
      top: calc(var(--header-h) + 24px);
    }

    .page-disclaimer .dkm-terms__nav-list {
      flex-direction: column;
      gap: 6px;
      overflow: visible;
    }

    .page-disclaimer .dkm-terms__nav-list a {
      justify-content: space-between;
      width: 100%;
      border-radius: var(--radius-sm);
      padding: 10px 14px;
    }

    .page-disclaimer .dkm-terms__nav-list a::after {
      content: '→';
      font-size: 13px;
      color: var(--dkm-dim);
      opacity: 0;
      transform: translateX(-4px);
      transition: opacity 0.2s ease, transform 0.2s ease;
    }

    .page-disclaimer .dkm-terms__nav-list a:hover::after,
    .page-disclaimer .dkm-terms__nav-list a:focus-visible::after {
      opacity: 1;
      transform: translateX(0);
    }

    .page-disclaimer .dkm-terms__side-note {
      display: block;
      padding: 16px;
      border: 1px solid var(--dkm-line);
      border-radius: var(--radius-sm);
      background: rgba(10, 14, 26, 0.4);
    }

    .page-disclaimer .dkm-terms__side-note strong {
      display: block;
      margin-bottom: 6px;
      font-family: var(--font-display);
      font-size: 13px;
      letter-spacing: 0.1em;
      color: var(--dkm-gold);
    }

    .page-disclaimer .dkm-terms__side-note p {
      margin: 0;
      font-size: 12.5px;
      line-height: 1.7;
      color: var(--dkm-dim);
    }

    .page-disclaimer .dkm-term {
      grid-template-columns: 128px 1fr;
      gap: 24px;
      padding: 32px 36px;
    }

    .page-disclaimer .dkm-term__num {
      flex-direction: column;
      align-items: flex-start;
      gap: 12px;
      padding-top: 8px;
      font-size: 52px;
    }

    .page-disclaimer .dkm-strip {
      padding: 40px 0;
    }

    .page-disclaimer .dkm-strip__inner {
      grid-template-columns: 64px 1fr;
    }

    .page-disclaimer .dkm-strip__mark {
      width: 52px;
      height: 52px;
      font-size: 26px;
    }

    .page-disclaimer .dkm-strip__text {
      font-size: 14.5px;
    }

    .page-disclaimer .dkm-links {
      padding: 96px 0 110px;
    }
  }
</style>
